A cracked windshield isn’t just a cosmetic problem—it can affect your visibility and compromise your safety on the road. If you drive a Ford and discover a crack in your windshield, one of your first questions might be whether it’s covered under your Ford warranty. In this guide, we’ll explore everything you need to know about Ford’s coverage options, windshield repair alternatives, and how to minimize out-of-pocket costs.
What Ford's Standard Warranty Actually Covers
Ford offers a New Vehicle Limited Warranty that generally includes coverage for bumper-to-bumper issues during the first 3 years or 36,000 miles, whichever comes first. However, this standard warranty often excludes cosmetic or external damage caused by environmental factors or road debris.
So, does a cracked windshield fall under this? In most cases, no.
Windshield cracks that result from road hazards, rocks, temperature changes, or accidents are typically considered outside the scope of Ford's standard warranty. The only exception is if the crack is proven to be caused by a defect in materials or workmanship—and even then, it would likely need to occur within a limited mileage or time frame.
Does Ford Cover a Cracked Windshield? Read First
Now to address your main concern: Does Ford cover a cracked windshield?
Ford does not usually cover windshield damage under its standard warranty. However, there are some exceptions based on specific extended service plans or certified pre-owned agreements that include glass repair. If you opted for Ford's Extended Service Plan (ESP), it may offer more generous coverage. Always review your specific policy details to confirm.
If you own a Bronco and want to explore your out-of-pocket cost options, check out this guide on How Much to Replace a Bronco Windshield.
In most situations, if Ford won’t cover it, your next option will be your auto insurance.
Insurance Coverage for Windshield Damage
If your windshield crack is not covered by Ford, you’ll need to consider your car insurance policy. Many drivers have comprehensive insurance, which typically includes glass coverage for damage from non-collision-related events like hail, falling debris, or stray rocks.
Some policies even offer zero-deductible glass repair, meaning you won’t pay anything for a repair or full replacement. That being said, make sure to check the deductible amount, coverage type, and whether you need to use an in-network repair shop.
Your insurance provider might also prefer or require that you choose between OEM (Original Equipment Manufacturer) glass and aftermarket options—which brings us to the next point.
OEM Glass vs. Aftermarket: What to Choose
When replacing your windshield, you usually have two options:
OEM Glass: This is the same glass Ford originally installed. It matches all specs and integrates perfectly with your vehicle's design and safety systems, such as ADAS (Advanced Driver-Assistance Systems).
Aftermarket Glass: Manufactured by third parties and typically less expensive. While it may meet basic safety standards, it might not have the same fit, finish, or quality as OEM glass.
For safety and system calibration, OEM glass is often the better investment—especially on newer models with advanced technology.
The Importance of Prompt Windshield Repair
Driving with a cracked windshield is not only risky but could also be illegal depending on your state. Small cracks can quickly spread, turning a minor repair into a full replacement. That’s why it’s critical to take action as soon as you spot damage.
Timely repairs can save you money and prevent larger safety issues down the road.
Get Help From Trusted Professionals
If you’re in Texas and need quick, reliable windshield repair or replacement, reach out to Texas Reliable Auto Glass. We specialize in affordable, professional service using top-tier materials and experienced technicians. Whether it’s a minor chip or a complete windshield replacement, our team is here to help you drive safely again.
Final Thoughts
So, does Ford cover a cracked windshield? The short answer: not usually. Unless your crack is due to a clear manufacturing defect or you have an extended plan that includes glass coverage, it’s unlikely your warranty will cover the damage. However, auto insurance is often a solid backup option, and you still have affordable solutions available.
Don’t wait for the crack to get worse. Whether you're dealing with a chip, crack, or full break, getting expert help from a trusted local provider is the best move for your safety and your wallet.
